Describe the model you need. EBITDAI builds it in your workbook with live formulas, labeled inputs and statements that tie, following a written modeling standard: the same methodology its founder, a CFA charterholder, has used behind more than $1 billion of raised capital.
For each of these, the agent loads a written recipe before it starts, so a debt schedule or a working capital build comes out the same way every time.
Income statement, balance sheet and cash flow on separate schedules that tie to each other, monthly or annual.
Each loan as a balance roll-forward (new borrowing, principal repayments) with interest on the average balance and every movement on the cash flow.
Receivables, payables and inventory driven by days outstanding (DSO, DPO, DIO), rolled forward period by period.
Capex plans and depreciation schedules that feed the balance sheet and the cash flow.
ARR or subscriber builds: new, churned and ending balances each period, with price and churn rate as separate inputs.
Distribution waterfalls: return of capital, then an accruing preferred return, then the tiers below, with cash cascading top to bottom.
Hiring plans, salaries and overhead that roll up to one expense line on the income statement.
Gross margin structures by product and tax schedules that flow to the statements.
A general chatbot can write a formula. These are the rules EBITDAI follows on every model, so the result is something you can hand to an investor or a lender.
"1,000 customers paying $50 a month" becomes two labeled inputs and a formula, never a typed $50,000. Change an input and the model recalculates.
Formulas reference input cells. A formula like =100*B5 is not allowed: the 100 goes in a labeled cell.
Beginning balance, plus additions, less reductions, equals ending balance. Only the ending balance goes to the balance sheet, and every change has a line on the cash flow.
Expenses and outflows are negative everywhere, so every subtotal is a plain SUM and nothing subtracts in secret.
Currency, counts and percentages each get their format, totals are bold with a top border, and spacer rows separate the blocks.
It traces one unit from input to statement, then sweeps for sign errors, double counting, hardcoded numbers and accounts that don't reconcile.
Most modeling work is editing, not building from a blank sheet. Before it touches a sheet it didn't build, the agent maps its layout: where each block of rows starts and ends, which formulas repeat across the columns, and which cells show errors. Then it reads only the part it needs.
From there it can add a revenue line and carry it through to the statements, insert or delete rows and columns, move or copy whole blocks, fill a formula across a range, and find and fix cells that show #REF! and other errors.
On the Pro plan the agent can pull live data into the workbook from three systems:
It lays the data out with month-end dates and expenses as negatives, ready to seed a model's opening balances. More on the integrations page.
We ran 10 financial modeling tasks, three runs each, on identical workbooks with the same pass/fail checks for every tool. Results by model:
Usage is one monthly pool with no 5-hour windows or weekly lockouts. Compare the plans.
Install from Microsoft AppSource. Works in Excel on Windows, Mac and the web.