Discover how AI is revolutionizing financial modeling through a structured three-phase process that scales expert consulting workflows.
AI is coming for spreadsheets. Over the last year, several "Cursor of Excel" tools have emerged, positioning themselves as AI copilots for building financial models. These browser-based Excel clones promise to generate complex spreadsheets directly from user prompts in an integrated chatbox.
In reality, these products are early-stage: latency can exceed 30 minutes for a moderately complex model, and the resulting output often suffers from basic formatting, lack of modularity, and limited professional usability. For most finance teams, they remain novelties rather than serious modeling solutions.
For eight years, I have built bespoke financial models for startups, growth companies, and enterprises, raising over $1B in aggregate capital through my models and earning more than $1M as a freelancer. Working on Upwork, Toptal, and independently at Orsi Advisors, I have refined a three-phase process that clients trust: Planning, Building, and Educating.
When I began developing EBITDAI, my goal was simple: replicate and scale this process using AI without sacrificing quality.
Financial modeling success begins with structured planning. EBITDAI acts like a virtual consultant inside Excel, guiding users through their business model in varying levels of depth:
Deep-dive questioning on every aspect of the model, mirroring a detailed client kickoff call.
A streamlined approach inspired by OpenAI's Deep Research, balancing speed with depth.
Instant builds with no back-and-forth for users who already know exactly what they want.
This tiered approach ensures flexibility for different users and scenarios.
Excel is not designed for machines; its complexity is why automated modeling has lagged behind AI's advances in coding and design. To solve this, I created a proprietary modeling language that represents modular financial components, their dependencies, and formatting rules.
By encoding this language into the add-in and pairing it with pre-built model components, EBITDAI can assemble robust models at speed using whatever AI provider you connect: Kimi, DeepSeek, OpenAI, or others. The intelligence comes from your AI account; the structure comes from EBITDAI.
Even the most powerful models are useless if clients cannot understand them. Traditionally, I would send a Loom walkthrough with every model. EBITDAI replaces this with a real-time instructor inside Excel that:
Directly from the spreadsheet in real-time
Formulas and assumptions interactively
Changes instantly based on user feedback
It is like having me on-call 24/7 without scheduling delays.
My personal process used to take weeks and cost thousands per engagement. With EBITDAI, a comparable model can be delivered in under an hour with instant support and iteration.
While human experts remain critical today, I believe tools like EBITDAI will soon outperform even seasoned modelers.
We are entering an era where financial modeling expertise is scalable, accessible, and interactive.
Join finance professionals who've revolutionized their workflow with EBITDAI's AI-powered three-phase process.