EBITDAI Blog
    User Guide

    How to Use EBITDAI

    Master the AI-powered financial modeling framework that builds professional 3-statement models in minutes, not days.

    What is EBITDAI?

    EBITDAI uses innovative AI processes and a large library of financial model modules to plan and build financial models that are capable of handling most model problems.

    Whether you're a startup founder planning your financial future, an FP&A professional building budget models, or a student learning financial modeling, EBITDAI provides the tools to create sophisticated, interconnected financial statements with proper formatting and complex formulas.

    One Conversation. No Modes.

    There is no setup wizard and no multi-step interview. You describe the model you need in plain language, "SaaS model: 100 customers growing 40% a year, $500/month, 80% gross margin, take it to EBITDA", and the agent builds it in your workbook: assumptions in blue, formulas everywhere else, bankers' formatting throughout.

    Every change afterward is just another message. "Add a debt schedule for a $2M term loan." "Change churn to 3%." "Add working capital at 45 days DSO." The agent reads what's already in the workbook before it touches anything, and reports exactly what it changed.

    If something needs a number you didn't give, the agent makes a sensible assumption, puts it in an input cell, and tells you, so you correct by editing a cell or sending a message, not by restarting a wizard.

    Your AI, Your Choice

    EBITDAI runs on the AI account you connect. We never meter your usage

    Kimi Code

    Default & Recommended

    A flat-rate Kimi plan (from $19/month) powers unlimited modeling: no per-token charges from anyone. In our test suites it produces the most doctrine-faithful models, from one-sentence builds to amortizing debt schedules.

    DeepSeek

    Pay-As-You-Go

    Prefer usage-based? A DeepSeek API key bills by the token at very low rates. Heavy modeling sessions typically cost cents, paid to DeepSeek directly. Fast, and excellent for edits and analysis.

    Connect either in two minutes from the add-in: create a key in your provider's console, paste it, and EBITDAI verifies it with one test call. Your key stays on your device, and you can switch providers anytime.

    What EBITDAI Can Handle

    Business Models:

    • • SaaS and subscription businesses
    • • E-commerce and retail
    • • Manufacturing and inventory
    • • Service-based businesses
    • • Restaurant and hospitality
    • • Real estate and construction
    • • Marketplace and platform models

    Advanced Features:

    • • Dynamic debt schedules
    • • M&A transaction modeling
    • • Multi-cohort unit economics
    • • Sensitivity and scenario analysis
    • • Working capital optimization
    • • Cash flow timing and seasonality
    • • Fundraising and valuation models

    Getting Started

    1. Install the Excel Add-in

    Download and install the EBITDAI Excel add-in from our platform. Compatible with all Excel versions and installs from Microsoft AppSource and runs natively in Excel.

    2. Choose Your Mode

    Select the guidance level that matches your experience and project timeline. You can always switch modes for different projects.

    3. Describe Your Model

    Start with a clear description of your business and financial modeling needs. The more context you provide, the better the AI can assist you.

    4. Review and Refine

    Once your model is generated, review the assumptions and formulas. EBITDAI creates fully editable Excel files that you can customize further.

    💡 Pro Tip

    Start by describing your business in two or three sentences. The agent will handle the structure.

    Ready to Build Your First Model?

    Join finance professionals who've transformed their modeling workflow with AI.